Welcome to Tower
Born and bred in New Zealand, Tower has been supporting Kiwis when they need it most for 150 years. In that time, we’ve grown to operate across New Zealand and the Pacific Islands, providing our customers with cover for their houses, cars, contents, businesses and more.
While our heritage is important to us, we’ve also set our sights on the future. Our goal is to meet the 21st century head-on with customer focussed, digital-first insurance solutions for Kiwis and their communities. Why? Because we believe that you deserve better.
We're Kiwi born and bred


When we say that we're looking out for you, you know we mean it, because we're Kiwis too.
Innovative


We’re always looking for new ways to make insurance easy, like letting you manage your policies online with My Tower.
Airpoints Dollars?


Our policies are designed to really look out for you, with lots of helpful benefits like replacement keys and temporary accommodation.
One event, one excess


If you have to make multiple claims related to the same event, you'll only pay one excess.*
Multi-policy discount


Thanks to our multi-policy discount, you’ll save up to 20%** when you buy multiple Tower policies.
Extended sum insured for fire


If your house is destroyed by fire, this benefit gives you up to 20% more cover than your sum insured. Excludes fires following natural disasters.
*It'll be the highest excess that applies.
**Excludes travel, commercial vehicle, business and some cover under rural policies, GST, government levies and some optional special benefits. Discount varies depending on the total number and type of policies with Tower. All policies are subject to Tower Limited's normal underwriting criteria.